Free budgeting help on Universal Credit
By Jon McNamara

Millions of families receive one monthly payment from Universal Credit. Since they only receive money once per month to pay for all of their bills, many need help with budging their one payment. There are…

In categories: EnglandNorthern IrelandScotlandWales
Dwr Cymru Welsh schemes to pay water bills
By Jon McNamara

There are multiple schemes available from Dwr Cymru Welsh Water, and each of them will offer some form of financial help or discount to customers on a low income. There are assistance programmes that can…

In categories: Wales
Free voucher schemes
By Jon McNamara

There are a number of free voucher schemes in the UK. When approved for this type of assistance, the client may either be given a discount or in-kind items. The programmes listed below are run…

In categories: EnglandNorthern IrelandScotlandWales
OVO Energy Fund assists with paying bills
By Jon McNamara

OVO Energy customers that are on a low income, are on arrears of over £50, and that are struggling can get help paying their bills. The company offers many assistance programmes for those customers that…

In categories: EnglandScotlandWales
Pensioner benefits and financial help
By Jon McNamara

Pensioners have access to a number of financial assistance schemes, ranging from discounts for travel to funds to pay their fuel bills, housing programmes, and much more. There are also government Credits that will provide…

In categories: EnglandNorthern IrelandScotlandWales
Alternatives to payday loans
By Jon McNamara

Payday loans can be an option to pay bills when in a crisis, but families should look into alternatives first. There are several ways to get cash in an emergency from other lenders, and the…

In categories: EnglandNorthern IrelandScotlandWales
Free Christmas gifts Salvation Army Christmas Present Appeal
By Jon McNamara

There are dozens of Salvation Army family centres across the UK which collect donated items as part of the Christmas Appeal scheme. There is a need for unwrapped gifts for the less fortunate. Everything from…

In categories: EnglandNorthern IrelandScotlandWales
Salvation Army free basic items and financial assistance
By Jon McNamara

The Salvation Army operates from dozens of churches in the UK, many of which are listed below. The faith based, Christian Charity provides many social services to people living in poverty as well as the…

In categories: EnglandNorthern IrelandScotlandWales
Free discounted travel cards
By Jon McNamara

A free Travel Discount Card can be given to anyone that is on a low income and that needs help getting to an interview. There is also assistance given to someone that is starting a…

In categories: EnglandNorthern IrelandScotlandWales
Starbucks Home Sweet rent deposit loan programme
By Jon McNamara

Interest free loans are being provided by Starbucks to its partners in an effort to help them pay for housing costs, specifically the rent deposit on a new home or flat. The company is trying…

In categories: EnglandNorthern IrelandScotlandWales