Hardships incurred by working adults and cuts to benefits are two of the leading causes of homelessness in Aberdeenshire. Fortunately the local Council is determined to take action when one of their citizens faces an emergency situation that could cost them their tenancy.
Each situation is unique. The Homeless Prevention team at Aberdeenshire Council should be the primary source of assistance when someone is running out of good options to solve a housing problem.
Rent arrears are frequently caused by a financial situation that includes either a reduction in income, an increase in expenses or a combination of the two. People who are experiencing financial problems often find that an advice session can provide resolution to many types of budget concerns.
These are some of the areas where the Housing Officer can lend a hand:
Keeping all citizens housed permanently is a goal of Aberdeenshire Council. They have established a housing assistance hotline on 08456 08 1203. To manage the concerns experienced by residents, there are also local housing offices to provide direct support:
The most common complaint that we hear is that someone waited until it was too late to get help. We realise that everyone likes to keep their private affairs to themselves. There comes a time though where it is necessary to take action before a situation becomes hopeless.
The sooner that the Homeless Prevention team is consulted about a potential rent problem, the sooner that they can provide the necessary assistance to correct the problem. For example, if someone becomes eligible for benefit payments, it could take a month following the approval before they actually receive those payments. Getting that application in early can be essential for avoiding situations where the rent can fall into arrears.
Some higher earners or dual income households may find that they do not qualify for benefits. There may be some financial products available through banks or credit unions that can help them get through a temporary financial emergency. These can carry fees and interest that cover a very high range, so it is important to shop around for loans with the most favourable terms.
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