UK Bill Help

There are several schemes in the Ipswich area that can help vulnerable individuals and families. The focus on many of the private and government programmes is for the homeless and people that are most struggling. Individuals can turn to services available from their local council or other housing organisations that are located in their town or city.

The leading agencies and charities to call are below. Resources are limited, and not everyone will qualify for help. In some cases the client will be referred to other options that may be available, such as housing benefits or similar welfare programmes. In addition, many of the landlords from the Suffolk area will need to agree to participate in any type of deposit scheme.

Many of the councils will also require the individual to be on the path to independent living. For example, there will not be help to pay the deposit is the person can’t afford to pay the rent in the future on their own. So a number of conditions will need to be met.

Schemes from councils and government housing authorities

Breckland Council can arrange deposits as part of the Homelessness Service they operate. This has several components, including a Rent Deposit Loan Scheme, for those that qualify. Most of the financial aid is for the homeless that are not in priority need, those facing substance misuse, the disabled, and truly vulnerable.

While not as common, the homeless prevention fund run by the council may also help people with rent arrears due. The applicant will also need some type of connection to the town of Breckland.

Other services, in addition to a scheme for paying a deposit, can include help in locating an affordable private accommodation. Income issues addressed include benefit maximization for clients, including housing and access to loans if need be. There will also be ongoing tenancy support available. The office of the Breckland Council is at Elizabeth House, Walpole Loke, Dereham, NR19 1EE. The phone number is 01362 656870.

Forest Heath District Council may be able to help people who can’t pay a cash deposit to a landlord on their own. They also assist with other accommodation issues as part of their Security Deposit Guarantee Scheme.

There may be financial aid for the currently homeless or even those facing eviction. For those that are found to be qualified, the council will pay the funds directly to the landlord. Any type of guarantee made for the deposit will usually be for only up to 6 months or so. The tenant will need to agree to save money, budget, and of course pay the rent in the future. Specialists from the council are at College Heath Road, Mildenhall, Bury St, Edmunds, Suffolk, IP28 7EY. To find more information on this Forest Health scheme, call the council at 1638 719000, or find more information on Forest Heath deposit schemes.

Interest free loans are provided by a partnership with Credit Unions and the Ipswich Borough Council. The funds are part of the Rent in Advance Scheme, and individuals that are seeking to enter into a new tenancy agreement may benefit from this assistance.

The Ipswich Council will also help with guaranteeing the deposits on a new home, and the two schemes can be independently offered or even combined together. When this is done, they will help address any concern a landlord may have on potential damages to the home, rent arrears that may be due, and other matters. Find more information on the Ipswich loan and rent scheme.

Mid Suffolk District Council can help the homeless. They also assist people that are on the verge of being evicted and losing their flat. The loan scheme is only for individuals in the Mid-Suffolk County region. Those who apply for help with the cash deposit will need to go through an assessment with a social worker. As part of this, they can explore housing benefits, learn how to maximise their current benefits, learn about certificates needed for tenancy, and more. There are also different rent in advance schemes for the region, including deposit loans from Mid Suffolk Council. 131 High Street, Needham Market, Ipswich, Suffolk, IP6 8DL, dial 01449 724754.

There are other local councils as well, such as Suffolk Coastal District. They provide referrals to temporary housing a scheme for the low income, and the landlord needs to agree to it as a form or deposit payment. In some cases, when the resident has no other source of funds, a loan be be issued for the rent in advance, and the individual will need to meet all conditions and agree to a payment plan. There are different ways to get help from the Suffolk deposit scheme, and it has different solutions to the homeless and low income.

St Edmundsbury Borough Council – They offer a deposit guarantee for people with a local connection. It is available more as a form of Damage Deposit Scheme. Funds are for the homeless and people with a special circumstance. There are also various loan and other housing schemes available. The main office for the council is West Suffolk House, Western Way, Bury St Edmunds, IP33 3YU. Drop in, apply online, or call 01284 757605. Read more on deposit help in St Edmundsbury.

Waveney District Council – Assistance is for people in priority need, the homeless, disabled, and ex-offenders, among others with a low income. Not only can the council help people find accommodations or a flat from the Homefinders scheme, but there is also help for deposits. There is also schemes possible for those that owe rent to their landlord or that are otherwise in debt.

If you need help, then call the organisation for information or referrals. Advisors can help people access housing benefits and other forms of support as well. Examples of what is provided from the council are bond guarantees for paying rent in advance or the deposit, referrals for furniture, and other support for tenants. Landlord tenant / mediation can also be arranged in the community when needed. The address is Marina Centre, Lowestoft, NR32 1 HH. Call 01502 523141, or find details on Waveney District Council schemes.

Locate rent deposit help from Ipswich charities

Ipswich Housing Action Group, or IHAG, helps with resettlement of residents and providing accommodations to the homeless. Applications for any of the charities schemes are provided from the IHAG Advice Centre, and this is where clients can learn about funds or guarantees for the deposit, budgeting, and other support, such as job placement in the Ipswich and Suffolk area. There is also shared housing available for people that need time to gain stability, and read more Ipswich Housing Action Group.

Solo Housing of East Anglia can help arrange private accommodation in the Ipswich area. They have information on lodging, shelters, and other tenant support services. The services are available for single people, and they can also refer clients to deposit programmes. Address is 12A St Nicholas Street, Diss, Norfolk, IP22 4LB, Telephone 01379 640250, or more on Solo Housing housing.